Home Equity Loans


Is it time to fix some things in your home?

From a fixed rate loan, to open-ended lines of credit to use as needed, we offer flexible terms and fast, local decisions. It’s everything you need quickly. Did you know you can also use a home equity loan for more than home improvements? Vacations, college funding, debt consolidation… whatever you need, we’re here for you. Accessing your home’s equity — the difference between what your home could sell for and what you owe on the mortgage – may be your handiest tool in covering costs. And you could save money in the long run since loans secured by your home often offer lower interest rates than unsecured loans or credit cards. View our competitive rates. Easy & Convenient: Our Home Equity Line of Credit applications are taken over the phone. Plus, you can save time by using eSign to securely sign your loan documents during the application process. We offer:

  • Variable Rate Home Equity Lines of Credit (HELOC) — lines of credit with a draw period often used to cover various expenses that may incur over an extended period of time

  • Fixed Rate Home Equity Loans — often used for large one-time expenses

  • Home Improvement Loans

CCFCU’s Loan Officers know our home equity products inside and out – because their specialties are loans and only loans. Contact a Loan Officer Today!