Certificate and Savings Rates

CCFCU prides itself on having some of the most competitive rates around!

*APY = Annual Percentage Yield. Minimum balance requirement is $1000. All rates are subject to change without notice.
Early withdrawal penalties may apply. If you have any questions, please call CCFCU at (207) 878-3441.

The rates and yields appearing in this Rate Schedule are accurate and effective for accounts as of October 1, 2024

Regular Share Certificate Account Rates**

  
    
        Deposit Amount
        $ 1,000.00 to $49,999.99 Rate
        $50,000.00 to $149,999.99 APY*
        $150,000.00 or more
      

    
        Term 
        Rate 
        APY* 
        Rate 
        APY* 
        Rate 
        APY* 
      

        6 Month
        %
        %
        %
        %
        %
        %
      

        9 Month
        %
        %
        %
        %
        %
        %
      

        12 Month
        %
        %
        %
        %
        %
        %
      

        24 Month
        %
        %
        %
        %
        %
        %
      

        36 Month
        %
        %
        %
        %
        %
        %
      

        48 Month
        %
        %
        %
        %
        %
        %
      

        60 Month
        %
        %
        %
        %
        %
        %
      

  

IRA Share Certificate Account Rates**

  
    
        Deposit Amount
        $ 1,000.00 to $49,999 99
        $50,000.00 to $149,999.99
        $150,000.00 or more
      

    
        Term 
        Rate 
        APY* 
        Rate 
        APY* 
        Rate 
        APY* 
      

        12 Month
        %
        %
        %
        %
        %
        %
      

        24 Month
        %
        %
        %
        %
        %
        %
      

        36 Month
        %
        %
        %
        %
        %
        %
      

        48 Month
        %
        %
        %
        %
        %
        %
      

        60 Month
        %
        %
        %
        %
        %
        %
      

  

Saving Account Rates**

	
			Average Daily Balance 
			Rate 
			APY* 
		
				$50.00 to $24,999.99
				%
				%
		
				$25,000.00 to $49,999.99
				%
				%
		
				$50,000.00 to $99,999.99
				%
				%
		
				$100,000.00 to $249,999.99
				%
				%
		
				$250,000.00 or more
				%
				%

Money Market Savings Rates

	
			Average Daily Balance 
			Rate 
			APY* 
		
				$2,500.00 to $24,999.99
				%
				%
		
				$25,000.00 to $49,999.99
				%
				%
		
				$50,000.00 to $99,999.99
				%
				%
		
				$100,000.00 to $249,999.99
				%
				%
		
				$250,000.00 or more
				%
				%

IRA & HSA Savings Account Rates**

	
			Average Daily Balance 
			Rate 
			APY* 
		
				$0.00 to $24,999.99
				%
				%
		
				$25,000.00 to $49,999.99
				%
				%
		
				$50,000.00 to $99,999.99
				%
				%
		
				$100,000.00 to $249,999.99
				%
				%
		
				$250,000.00 or more
				%
				%

Money Market Checking Rates**

	
			Average Daily Balance 
			Rate 
			APY* 
		
				$4,000.00 to $9,999.99
				%
				%
		
				$10,000.00 or more
				%
				%

Non-Profit Checking Rates**

	
			Minimum Dividend Balance is $20.00 
			Rate 
			APY* 
		
				Not Tiered
				%
				%

Club Account Rates**

	
			Minimum Dividend Balance is $5.00 
			Rate 
			APY* 
		
				Not Tiered
				%
				%

*APY = Annual Percentage Yield. Minimum balance requirement is $1000. A minimum daily balance of $1000 is required to earn the annual percentage yield. Once a certificate is opened, the rate remains fixed through maturity. Early withdrawal will reduce earnings.

**Early withdrawal penalties may apply. All rates are subject to change without notice.

If you have any questions, please call CCFCU at (207) 878-3441.