Certificates
CCFCU’s Certificates offer:
Looking for a safe account for your hard-earned savings? CCFCU’s Certificates offer:
Security: Individual member funds are insured up to a total of $500,000*. Funds are federally insured up to $250,000 by the National Credit Union Administration (NCUA) and an additional $250,000 privately insured through Excess Share Insurance (ESI). Learn More about Excess Share Insurance.
Fixed Rates: Your rate won’t change for the term of the certificate, giving you steady returns
Flexible Terms: We currently offer 6, 9, 12, 24, 36, 48, and 60-month certificates
NCUA Electronic Share Insurance Estimator
The NCUA Electronic Share Insurance Estimator is available to help members better understand the protection offered by the NCUSIF. This interactive site allows users to input data to compute the amount of NCUSIF coverage available under different account scenarios.
*All individual share, share draft, and share certificate accounts held by the same member are added together and insured up to $250,000 by the NCUA and an additional $250,000 by ESI, for a total of $500,000. An individual share account is an account owned by one individual without the right of withdrawal by others. Individual accounts are insured separately from IRA and joint owners.
All joint accounts held by the same member are added together and insured up to $250,000 by the NCUA and an additional $250,000 by ESI, for a total of $500,000. Joint accounts are insured separately from individual and IRA accounts.
All IRA accounts held by the same member are added together and insured up to $250,000 by the NCUA and an additional $250,000 by ESI, for a total of $500,000. IRA accounts are insured separately from individual and joint accounts. Learn more about news and events.