Student Loans & Loan Refinancing


Simplify Your Student Loan Search

At Cumberland County FCU, we are committed to helping students reach their educational goals. Our new innovative student loan marketplace allows you to find the perfect loan quickly, taking only minutes instead of months.

Discover the benefits:
● Search for in-school and refinance loans that suit your unique situation
● Explore competitive fixed and variable interest rates for ultimate personalization
● Enjoy flexible repayment terms and options that fit your budget
● Say goodbye to origination fees and prepayment penalties

Ready to take the next step?

Who can benefit from our student loans?
We’re here to support students at every stage of their educational journey. Whether you’re a high
school senior planning for college, an undergraduate student pursuing your degree, a graduate
student advancing your education, or even a borrower seeking to refinance for better terms,
we’ve got you covered. Our student loans are available to:

● Parents
● Undergraduate students
● Graduate and professional students (MBA, Law, MD, JD, etc.)
● Borrowers looking to refinance their existing student loans

What can you use our student loans for?
Our student loans are specifically designed to cover all your education-related expenses. From
tuition fees and room and board to textbooks, supplies, transportation, and other essential costs,
we’ve got you covered. Don’t let financial barriers hold you back from achieving your dreams.

Ready to find out your personalized rates?
Discovering your pre-qualified rates has never been easier. Simply click the button below and let
us guide you through the process.


FAQs

Q: What are private student loans?

Q: How can you use private student loans?

Q: What types of student loans are there?

Q: How does the CCFCU marketplace work?

Q: How does student loan interest work?

Q: What is a fixed rate vs. variable rate loan?

Q: What are the drawbacks of private student loans?

Q: How much money can I borrow with a private student loan?

Q: How does disbursement work for private student loans?

Q: When should I apply for a private student loan?

Q: How do I qualify for a student loan?

Q: Can I get a private student loan with bad credit or no credit?

Q: Do I need a cosigner for a private student loan?

If you have any questions or need further assistance, reach out to us via email at service@myccfcu.com or give us a call at (207) 878-3441, option 4. If you have a technical question regarding the marketplace, please contact Sparrow directly.

Sparrow Support Phone Line: (646) 542-0350

Disclosures

Borrow responsibly. We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

This student loan marketplace is powered by Sparrow. These loans are made by Sparrow’s lending partners. Cumberland County FCU is not the creditor for these loans and is compensated by Sparrow for the referral of loan customers.

Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

SPARROW RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. © 2023 Sparrow Labs Inc. All rights reserved. Sparrow, the Sparrow logo, and other Sparrow names and logos are service marks or registered service marks of Sparrow Labs Inc. All other names and logos used are the trademarks or service marks of their respective owners. Sparrow is not sponsored by or an agency of the United States of America.